The annual percentage rate (APR) and annual percentage yield (APY) are two different ways to look at the same interest rate. When looking at interest rates from a lending institution or comparing one, you want to compare apples to apples. Although each rating type has its benefits, we will show you the difference in this article.

There are so many money phrases like, “money doesn't grow on trees.” If you are unfamiliar with money phrases, here are some common ones to learn about.

Parents can lay the foundation for their children’s financial success by teaching children about saving and investing. Also investing in your child's future will benefit their financial future. Here are a few investment account options for children.

One of the norms growing up in the older generations was to study higher education at college. Although becoming a college graduate can be extremely beneficial, it is important to consider the costs and the potential lifetime earnings that could be earned from a degree.

Earnest money represents the down payment on a relationship of sorts between a homebuyer and seller.  In this regard, earnest money is the glue that binds both parties and ensures that they follow through on the transaction.

Understanding the difference between gross pay and net pay will help you take more control of your finances. Read more in this CapWay article.

Assets are items that hold financial value and essentially put money into your pocket. More specifically, personal assets are items that an individual owns. Read this CapWay article to learn about four types of personal assets that individuals can own.

Taxpayers with an adjusted gross income of $73,000 or less can take advantage of the File Free program. Those with income over $73,000 can either file their own taxes for free or ask an income tax company to file it for them for a fee.

Many high school and college schools aren’t teaching their students about taxes, so it’s important to pay attention to any new tax information. With many people already receiving federal tax return refunds, understanding how income tax returns work is crucial.

Subletting can be a great way to find someone to take over the rent on your apartment while you're away from your home for a while. Read on to learn the pros and cons of subletting your home.

Disposable and discretionary income can be better understood regarding student loan payments. Here’s what you need to know.