Refinancing is not right for everyone. Banks will try to push you to refinance because they can get you a lower rate or a lower monthly payment. That doesn't mean that refinancing is the best long-term choice. Here is how to decide whether to refinance.
by Shaun MorganMany up-and-coming athletes gain mainstream media attention starting in high school. Young people who receive media attention typically obtain various endorsements and an abundance of money by extension.
by Matin VarshochiOf course, it is easier said than done but living a healthier lifestyle comes with many financial benefits. You have heard it before, 'health is wealth' and it truly is. Having good health is one of the greatest assets you can attain.
by Sha'Kreshia TerrellJulien and Kiersten Saunders are the founders of rich & REGULAR, a blog dedicated to those who want to live financially free. Julien and Kiersten are full-time entrepreneurs, former real estate investors, and authors.
by Nailah HerbertRelationships are supposed to make you feel loved, supported, and understood. One way to build the foundation of your relationship is to discuss finances.
by Shaun MorganAlmost a third of Americans have admitted to committing financial cheating in their relationships, according to a survey by CreditCards.com. Many Americans believe that keeping financial secrets is just as bad as physical cheating.
by Viviana VazquezThere are four common budgeting styles: the line budget, the 50/30/20 budget, the zero-based budget, and the envelope (cash) budget. Choosing a budget that best fits your lifestyle and financial situation is important. A budget can help you save, track spending, and build wealth.
by Shaun MorganThe holidays and festivities are finally behind us. So, now it’s time to get down to the serious business of earning your ‘3M’ degree: Master’s in Making Money.
by Pam HillThe COVID-19 pandemic continues to be a global issue as new variants are spreading. As people continue to struggle, 2021 ended without a fourth stimulus check to keep households afloat.
by Nailah HerbertMinimalism is a dramatic mindset shift that can save you money and help you live a happier life.
by Shaun MorganOver the past holiday season, a survey done by LendingTree discovered that Americans incurred an average debt of $1,249 when shopping for holiday gifts. Although it may be important to ensure loved ones receive all the gifts they wish for, going into debt causes more harm than good.
by Matin VarshochiIt can be incredibly difficult to to stick with your financial New Year's resolutions. It is important to have the correct mindset and to set the right kind of goals to be successful.
by Shaun MorganIn a recent study, it was found that members of Generation Z and Millennials were paying more in banking fees. On average, Gen Z pays around $19 per month in banking fees. Millennials spend $16, while Gen X pays around $4, and Baby Boomers pay around $2.
by Viviana VazquezMany Americans are struggling with handling their finances due to various reasons, and it’s starting to take a toll on their mental health. During the COVID-19 pandemic, mental health woes have increased in many young adults.
by Nailah HerbertProviding financial stability for their children is typically the main priority for parents; especially, as children start approaching a certain age where they can fully understand how to utilize their assets and funds best. However, choosing what type of account would best benefit your child’s future can be challenging.
by Matin Varshochi