Authorized users, like cosigners, should be carefully considered before adding them to a credit card account. If not, it can be a costly mistake and will likely ruin your credit score.
by Sha'Kreshia TerrellCredit ghosts are people who have no credit score, but they could improve their financial situation by building credit. Here's what is a credit ghost and what to know if you are one.
by Sha'Kreshia TerrellThe Social Security Act, passed passed 86 years ago, is a key component of retirement income for nearly all individuals. Social security insurance also provides a safety net should a worker become disabled or a family lose their breadwinner.
by Pam HillNew businesses must balance the twin pressures of large outflows of cash against limited inflows. Developing a financial management plan and closely monitoring cash flow are among several business moves that can position a new entrepreneur for success.
by Pam HillWith some careful planning and prudent spending habits, there is a home for almost every budget and financial circumstance.
by Pam HillCapWay is celebrating women across the nation who are dominating in the finance space. CapWay's article series, Women's History Month: Finance Edition, will highlight five amazing women striving to empower other women in and beyond the finance space.
by Nailah HerbertTax season can bee a dizzying experience just trying to keep all the tax forms straight. Luckily, tax forms aren't as confusing as you'd think, once you get the basics down. Here are what your basic tax forms mean.
by Shaun MorganPreviously, nearly 56% of high school graduates had filled out their FAFSA applications prior to the pandemic. However, once the pandemic hit and all education was forced to be done remotely, the percentage saw a fall to 53%.
by Viviana VazquezIn 2020, the Federal Trade Commission (FTC) reported that nearly five million people were victims of identity fraud. As this is a growing concern in today’s society, it is essential to know how to protect yourself from becoming a victim.
by Matin VarshochiThe current $3,600 Child Tax Credit payment will be expiring at the end of the year if Congress does not renew it. The tax credit could potentially return to $1,000 by 2025. If you wish to receive Child Tax Credit payments, you can apply one of two ways.
by Matin Varshochi