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College Students Pay Close Attention to Your Taxes This Year

Many high school and college schools aren’t teaching their students about taxes, so it’s important to pay attention to any new tax information. With many people already receiving federal tax return refunds, understanding how income tax returns work is crucial.

by Matin Varshochi
The 3 C's of Credit: Character, Capital, and Capacity

Have you ever wondered why you were denied a loan? It usually comes down to the 3 C's of credit: Character, Capital, and Capacity. Learn more here.

by Shaun Morgan
Credit Card Churning Explained | CapWay

To attract new customers, credit card companies frequently advertise generous welcome bonuses. These welcome bonuses can quickly add up to many miles, points, and cash-back offers. Some people try to maximize their rewards by applying for multiple cards simultaneously. This process is known as credit card churning.

by Sha'Kreshia Terrell
Buy Nothing Day: Should You Participate?

Buy Nothing Day is an international day of anti-shopping and anti-consumerism. What exactly does that mean, and should you participate? Read this CapWay article to find out!

by Shaun Morgan
What is a Payday Loan?

Payday loans have been around since the early 1930s. However, payday loans have become increasingly popular, especially among Generation Z. But despite their popularity, it’s important to note that payday loans have high-interest rates that could lead borrowers into debt.

by Sha'Kreshia Terrell
Risks of Buy Now Pay Later Program

The Buy Now, Pay Later (BNPL) service is a new payment method that has become increasingly popular. Despite BNPL becoming more widespread amongst the younger generation, this program carries significant financial risks if the money isn’t paid back on time.

by Matin Varshochi
Delta Starbucks Partnership: All You Need to Know

Starting October 12, 2022, Delta Air Lines and Starbucks launched a partnership that allowed their customers to earn rewards with both loyalty programs. This partnership will allow their customers to earn double the rewards of existing programs.

by Matin Varshochi
Key Deadline Dates in President Biden’s Student Loan Forgiveness Plan

At the beginning of the COVID-19 pandemic, President Joe Biden announced a pause on student loans. However, with the pause going away, Dec. 31, 2022, the Biden Administration is setting up a loan forgiveness program to reduce outstanding student debts.

by Matin Varshochi
How to Create a Basic Budget in Three Simple Steps

A basic budget provides you with a plan to implement, should a financial emergency strike and you must limit your spending only to your most basic needs.

by Pam Hill
Buy Now Pay Later Regulation to Be Implemented by CFPB

During the COVID-19 pandemic, many people were laid off from their jobs causing their expenses to become unaffordable. Many people were unable to purchase some necessities and desired products outright, which caused them to turn to the buy now, pay later (BNPL) program.

by Matin Varshochi
Why Crypto's Real Value was Never $3 Trillion

Cryptocurrency has become increasingly popular over the years. It has experienced many technological advances and had many ups and downs. During its peak, many people were investing in Bitcoin, Ethereum, and other altcoins. Although cryptocurrency had an initial purpose, the current market does not reflect its intentions, which is why some believe its real value was never $3 trillion.

by Matin Varshochi

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