A basic budget provides you with a plan to implement, should a financial emergency strike and you must limit your spending only to your most basic needs.
by Pam HillAfter receiving medical care, a bill must be paid off. Typically, if someone has health insurance, the insurance company will cover all or a portion of the bill. Some may have little to no income, which makes it hard for them to afford insurance, which leads to accumulating debt.
by Matin VarshochiOn August 12, 2022, the Inflation Reduction Act was introduced. The Act determined the Internal Revenue Service (IRS) should receive an additional $80 billion over the next ten years to help with tax enforcement on high-net-worth individuals.
by Matin VarshochiHaving fun and making lasting memories with family is the true meaning behind celebrating the holidays. The emotional effects of debt and stress can take away from the enjoyment. Here are three reasons why you should start your holiday shopping earlier in the year.
by Sha'Kreshia TerrellFor many years, Black Americans have been at a disadvantage when it comes to homeownership and acquiring wealth.
by Sha'Kreshia TerrellMaking mistakes is inevitable when starting a new business and can be seen as a positive sign that learning is taking place. But you can cut down on avoidable mistakes by understanding and planning for the top five rookie mistakes that affect most new businesses.
by Pam HillMaking the transition from college to a career can be challenging. But most people make some huge mistakes while making this transition. Here's how to make a seamless transition.
by Shaun MorganNew businesses must balance the twin pressures of large outflows of cash against limited inflows. Developing a financial management plan and closely monitoring cash flow are among several business moves that can position a new entrepreneur for success.
by Pam HillInflation has increased significantly since May 2021, due largely to supply chain disruptions from COVID19 and Russia’s invasion in Ukraine. The investments that perform well under inflation and retain all or most of their value can bring in more cash
by Pam HillDue to COVID-19, everyday items have begun rising in price. For example, according to a report released by the Bureau of Labor Statistics, certified pre-owned cars have raised in price by 41.2%.
by Matin VarshochiWith some careful planning and prudent spending habits, there is a home for almost every budget and financial circumstance.
by Pam Hill