For many years, Black Americans have been at a disadvantage when it comes to homeownership and acquiring wealth.

Studies on financial education show us that many people consume debt without understanding the true concept of how money works. Without the proper education, we dive further into debt.

The coronavirus pandemic exposed the dire need for people to access inclusive financial services, mainly since the pandemic has caused people to scramble to obtain funds for their essential needs.

One of the direst effects has been the financial impact that has resulted from job layoffs and mandated quarantines. The closing of bank branches across the United States reflects the economic impact many have had to endure.