The Buy Now, Pay Later (BNPL) service is a new payment method that has become increasingly popular. Despite BNPL becoming more widespread amongst the younger generation, this program carries significant financial risks if the money isn’t paid back on time.

For savvy buyers, the holidays offer a great opportunity to find homes decked out in their holiday finery with few competing buyers and discounted prices.

Low-income people with a disability can encounter challenges in obtaining accessible and affordable housing. However, several housing options exist through federal, state, and local programs.

If you need help qualifying for a loan, it's important to understand the difference between a co-borrower, a co-signer, and a guarantor. Knowing how to distinguish these three terms is crucial when applying for a personal loan.

Starting October 12, 2022, Delta Air Lines and Starbucks launched a partnership that allowed their customers to earn rewards with both loyalty programs. This partnership will allow their customers to earn double the rewards of existing programs.

We all need a place to call home. But rent prices, like most everything, seem to be rising ever higher. Here's how to know if your rent is not just high, but too high for you.

Starting a new job can be exciting. But it’s important not to leave behind your investment accounts at your old job. So, here are some helpful tips to ensure you don’t leave any money behind.

Everyone should regularly check their credit report. The difference between a soft inquiry and a hard inquiry can significantly impact your score. Here's what you should know about the difference between both.

Ignoring your student loan debt is not a good idea. Instead, start right now by making a plan to get out of student loan debt. The sooner you start the better. Here is how.

The debt-to-income formula, or DTI, helps determine your financial health by comparing your monthly required debt payments to your after-tax take-home pay. A low number means that only a small percentage of your take-home pay goes towards paying debt.

At the beginning of the COVID-19 pandemic, President Joe Biden announced a pause on student loans. However, with the pause going away, Dec. 31, 2022, the Biden Administration is setting up a loan forgiveness program to reduce outstanding student debts.

When a bill is sent to a debt collection agency, it can severely impact your financial health. Your credit score will suffer, and the delinquency will stay on your credit report for seven years. Here's what you should know about the collections process.

A basic budget provides you with a plan to implement, should a financial emergency strike and you must limit your spending only to your most basic needs.

There are pros and cons to both debit and credit cards. It’s important to understand how to use both cards so that you can have great financial health.

During the COVID-19 pandemic, many people were laid off from their jobs causing their expenses to become unaffordable. Many people were unable to purchase some necessities and desired products outright, which caused them to turn to the buy now, pay later (BNPL) program.