Why CapWay

Access and opportunities

Features and benefits of a CapWay Money Account
Banking Security

We work overtime to make sure you are safe and secure with CapWay.

FDIC Insured

The Federal Deposit Insurance Corporation (FDIC) preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks for at least $250,000.

Card Protection

Easily turn your debit card on or off. Our debit cards come with chip technology for extra card protection.

Contact Us

We are always here to help with any concern or problem. Contact support at any time and someone will be happy to assist you.

CapWay is the friend who finally gets you when it comes to money.

Transparency

No access to banking. Traditional banks too expensive to bank with. Do not trust the banking system. Just a few of the many reasons people are looking for a better banking option. With a clear understanding of these issues, CapWay is committed to building a transparent banking platform.

We Collect Data

We care about your transactional data and all your other financial behavior, but let us be very clear why. It is not to share just for the sake of making money from your data. We are using your data to challenge the current financial system. When your larger banks, loan companies, etc. are looking at the existing data, know that that data doesn’t always take into consideration people in rural areas, banking deserts, those of lower economic status, and other overlooked people. We are using our platform and your data to change that.

No Hidden Fees

CapWay has no hidden fees and no surprises along the way. While we have very little fees, some fees associated the CapWay card are listed below: Using an ATM outside of the MoneyPass ATM Network - $2.00

The CapWay, Inc Debit Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014.

1. For Money Account holders with a negative balance, the CapWay debit card will go into freeze until funds are deposited to bring account back to current. See terms and conditions

2. Sending or receiving money from other CapWay account holders will be instant. Transfers from other accounts could take up to 48 hours, depending on the financial institution.

3. Early access to funds requires direct deposit. Early payment is not guaranteed and is dependent on the timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date.

4. Money Goals allows account holders to save money towards financial goals created within the CapWay platform. Funds can be transferred from your Money Account or saved through the rounding up of your transactions from purchases.

5. CapWay offers financial content through Learn Money free of charge, but may include advertisements through affiliates. Phunds, CapWay's literacy program and session, is paid content or co-branded content.

© 2019-2021 CapWay Inc. All Rights Reserved.