Creating Financial Access & Opportunities

Debit Card
  • No overdraft fees 1
  • Send and receive money
  • Get paid early 3
Money Goals
  • Save funds
  • Round-up change
Learn Money
  • Talk money with others
  • Get "Phunds"
  • Content and resources
More products and services to come for your money journey with CapWay.
As Featured In

Money Account with CapWay

Debit card to access the cashless economy.
Withdraw money at ATMs, plus multiple options to deposit funds.
Create and save money towards your Money Goals.
Get paid up to two days early with direct deposit of your payroll 3.
As Featured In

Download CapWay and Start Your Money Account.

Phunds: Financial Education Programs

Available to individuals, businesses, and organizations - including community organizations, schools, workforce, and municipalities. Increase your knowledge of money by learning from the 20+ financial topics covered in the different Phunds' programs.

Money Goals +
HUMAN$

Save money and achieve your Money Goals. You can create Money Goals and save towards them yourself or make your Money Goals public and get HUMAN$ from around the world to help you achieve those financial goals.

Get to Know Money Better

Articles
Videos
Facts & Hacks
Infographics
Money Meanings

Numbers Don't Lie

CapWay was created to provide fair financial access and opportunities to everyone, especially those misunderstood, overlooked, and underserved by the traditional banking system.

Cashless, contactless, banking deserts - the way we bank and handle our finances is changing. Whether you are looking for your first debit card and Money Account or looking for a financial option with a mission to guide and assist you in your economic growth, CapWay is here.

8 out of 10 American workers say they live paycheck to paycheck to make ends meet9 Billion dollars spent in payday loan fees in 2016
11.7 Billion Paid in overdraft fees in 20192 out of 3 Americans cannot pass a basic financial literacy test

The CapWay, Inc Debit Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014.

1. For Money Account holders with a negative balance, the CapWay debit card will go into freeze until funds are deposited to bring account back to current. See terms and conditions

2. Sending or receiving money from other CapWay account holders will be instant. Transfers from other accounts could take up to 48 hours, depending on the financial institution.

3. Early access to funds requires direct deposit. Early payment is not guaranteed and is dependent on the timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date.

4. Money Goals allows account holders to save money towards financial goals created within the CapWay platform. Funds can be transferred from your Money Account or saved through the rounding up of your transactions from purchases.

5. CapWay offers financial content through Learn Money free of charge, but may include advertisements through affiliates. Phunds, CapWay's literacy program and session, is paid content or co-branded content.

© 2019-2023 CapWay Inc. All Rights Reserved.