Account Features

Creating access and opportunities with money.

Physical and Virtual Cards
Money Goal Buckets
Track Transactions
Send and Receive Money
Track Spending Categories
Deposit and Withdraw Funds
CapWay Debit Card

Get a physical and virtual card with your CapWay Money Account.

You can use your virtual card immediately after opening your account to make online purchases.

Money Goal Buckets

Save for a purchase, to invest, or other specific financial goals.

Save to Reach Your Money Goals

Round-up your transactions or transfer money from your Money Account to your Money Goal Buckets.

Get Help

If you fall short on your money goal that has a due date, ask for help from social media, SMS (text), or e-mail.

Track Transactions

See all of your transactions, check your cleared and pending balance with ease, and receive a notification when withdrawals or deposits hit your account.

Track Spending Categories

Be in the know of where your money is being spent by having a full breakdown of your spending categories. Categories cover your income and expenses.

Send and Receive Money

Transfer funds to your friends, family, and others with ease - regardless of who they bank with.

Instant Deposit

When sending or receiving money from someone else with a CapWay account, the money will be immediately available for use.

Any Bank Works

You can send or receive money from any bank account to your CapWay account. Transfers are quick and free between CapWay accounts, but not required.

Deposit and Withdraw Funds

Deposit Funds
  • Direct Deposit
  • Transfer from Another Account
  • Cash Deposit (coming soon)
  • Mobile Deposit (coming soon)
Withdraw Funds

Withdraw funds for free at any of the 30,000+ MoneyPass ATMs.

*Money withdrawn from an ATM outside of the MoneyPass network may be charged a surcharge fee. This is not a fee by CapWay, but instead by the ATM Network.

The CapWay, Inc Debit Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014.

1. For Money Account holders with a negative balance, the CapWay debit card will go into freeze until funds are deposited to bring account back to current. See terms and conditions

2. Sending or receiving money from other CapWay account holders will be instant. Transfers from other accounts could take up to 48 hours, depending on the financial institution.

3. Early access to funds requires direct deposit. Early payment is not guaranteed and is dependent on the timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date.

4. Money Goals allows account holders to save money towards financial goals created within the CapWay platform. Funds can be transferred from your Money Account or saved through the rounding up of your transactions from purchases.

5. CapWay offers financial content through Learn Money free of charge, but may include advertisements through affiliates. Phunds, CapWay's literacy program and session, is paid content or co-branded content.

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