Choosing the right mortgage depends on a host of important factors. Some of those factors include your FICO score, your available down payment, and how long you plan on living in your new home.
by Pam HillOver the past holiday season, a survey done by LendingTree discovered that Americans incurred an average debt of $1,249 when shopping for holiday gifts. Although it may be important to ensure loved ones receive all the gifts they wish for, going into debt causes more harm than good.
by Matin VarshochiThe Biden administration recently announced that it will not extend the federal student loan forbearance deadline, which is set to expire on January 31, 2022.
by Nailah HerbertYou can solve all of those problems by going in the opposite cultural direction and downsizing. Before you balk, have a look at the benefits.
by Gwen PayneThe federal government passed a $2 trillion stimulus bill to help lift any financial burden off of Americans.
by Nailah HerbertThe 50-30-20 budget splits your money into the following three categories, needs, wants and savings.
by Nailah HerbertBuilding assets takes time--a lifetime really. Your financial journey requires small steps to build your savings and reduce debt over time. Taking actions such as balancing your budget can be helpful in building assets in the long run.
by CapWayYou have finished the first major task of working on your finances--creating and sticking to a budget. But, what comes next? Should you work on paying off your debt or build an emergency fund?
by CapWayIt is almost guaranteed that some type of emergency will happen during your life that will impact your pockets. Paying bills is part of adulting, but if you cannot make your monthly payments, the key is communicating with a creditor.
by CapWayFor some people, it takes a lot of work and time to push themselves from bad credit to good credit. Whatever the case, people want to know the magic fix to clean up their credit.
by Kathrina St Flavin