Organizing your money can help reduce the financial stress added during the holiday season. Below are ten tips to prepare your pockets for the holiday season.

No matter the situation, it is good to have some money on hand. Sinking funds and an emergency fund are good strategies to make sure that happens. Find out the difference between the two.

If you're tired of holiday debt, it is time to start using strategies to avoid it. One of the most powerful strategies to avoid holiday debt is the sinking fund. Learn more here.

If you own a house and feel financially overwhelmed, you may be “house poor.” Here's what it means and how to avoid it.

Living paycheck to paycheck is a problem that the majority of Americans face. However, it is very much possible to break the cycle. Here's how.

Payday loans have been around since the early 1930s. However, payday loans have become increasingly popular, especially among Generation Z. But despite their popularity, it’s important to note that payday loans have high-interest rates that could lead borrowers into debt.

Landlords perform credit checks to make sure that a rental applicant appears trustworthy and has a solid history of making payments on time. You can take several steps to pass your next rental credit check with flying colors.

We all need a place to call home. But rent prices, like most everything, seem to be rising ever higher. Here's how to know if your rent is not just high, but too high for you.

A basic budget provides you with a plan to implement, should a financial emergency strike and you must limit your spending only to your most basic needs.

If you have little or no credit history, you may need a co-signer to get approved for certain loans like auto or mortgages. Even as an apartment applicant, you may need a co-signer. A co-signer can increase your chances of getting approval from a lender.

One of the simplest ways to secure financing is through a line of credit.  The application process for lines of credit tends to be quicker and less involved than for other types of financing such as business loans, personal loans or mortgages.