Results for "insurance"75 results found.
Challenges Faced by the Unbanked and Underbanked

The coronavirus pandemic exposed the dire need for people to access inclusive financial services, mainly since the pandemic has caused people to scramble to obtain funds for their essential needs.

by Sheena Allen
The Cost of Rent Has Gone Up in Many Cities

The COVID-19 pandemic brought a temporary break to the increase in rent. However, with the economy slowly beginning to open up again, many landlords across the country have started raising their prices.

by Nailah Herbert
Black Wall Street: Then and Today

The prosperous and resilient business districts built by and for Black people more than 100 years ago hold lessons for today.

by Pam Hill
Should I Refinance My Home?

Refinancing is not right for everyone. Banks will try to push you to refinance because they can get you a lower rate or a lower monthly payment. That doesn't mean that refinancing is the best long-term choice. Here is how to decide whether to refinance.

by Shaun Morgan
Healthcare Costs Are Increasing Despite Affordable Tactics

A study conducted by the Peterson Center on Healthcare and Kaiser Family Foundation revealed that healthcare costs increased by a trillion dollars from 2009 to 2019.

by Nailah Herbert
Four Types of Budgets to Level Up Your Finances

There are four common budgeting styles: the line budget, the 50/30/20 budget, the zero-based budget, and the envelope (cash) budget. Choosing a budget that best fits your lifestyle and financial situation is important. A budget can help you save, track spending, and build wealth.

by Shaun Morgan
How Can Being a Minimalist Save You Money?

Minimalism is a dramatic mindset shift that can save you money and help you live a happier life.

by Shaun Morgan
How To Make Your Child Rich Through a UTMA Account

Providing financial stability for their children is typically the main priority for parents; especially, as children start approaching a certain age where they can fully understand how to utilize their assets and funds best. However, choosing what type of account would best benefit your child’s future can be challenging.

by Matin Varshochi
What You Need to Know Before Signing Up for Federal Health Insurance

With the federal health insurance open enrollment period for 2022 underway, right now is the essential time to switch over to a different health insurance plan. The open enrollment began on November 1, 2021, and is ongoing until January 15, 2022.

by Nailah Herbert
401(k) vs. IRA | Which One Should I Choose?

Choosing between different investment vehicles can be exhausting, especially since there are so many. But assuming you've narrowed it down to a 401(k) and an IRA there are three questions that you can ask to help you consider which option to choose.

by Shaun Morgan
What is a Credit Profile and How Can I Repair My Credit?

Cash is king but so is credit. Having good credit will take you a long way in life. It is important to get and keep a good credit score. Save the cash, leverage your credit.

by Sha'Kreshia Terrell
Biden Proposes to Allow IRS to Watch Bank Accounts over $600

One of the American Families Plan’s goals is to allow the IRS to monitor transactions of bankers over $600 to ensure that people are not lying about their taxable income.

by Viviana Vazquez
Social Security Funds Are Expected to Run Out by 2033

A report released in early 2021 indicated that the money in the Social Security Trust Funds is expected to run out by 2034.

by Viviana Vazquez
Hurricane Ida Results In An Estimated $95 Billion Worth of Economic Damage

With Hurricane Ida passing through the southeastern portion of the United States, it left a trail of wreckage behind it. AccuWeather is estimating the total costs associated with Hurricane Ida to be around $95 billion.

by Sheena Allen
Millions Left With No Source of Income After Federal Unemployment Insurance Benefits Expire

The Biden Administration recently let the federal COVID assistance programs expire, leaving seven (7) million Americans without a source of income. Here’s what happened and how it has affected the people involved.

by Viviana Vazquez

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