Results for "interest rate"102 results found.
The Cost of Raising a Child Has Surpassed $300,000

The idea of having children can be sweet when you think about all the special moments like the cuddles, hugs, and kisses. But the reality of having children is that they are a huge responsibility, especially regarding your finances, as a recent estimate says caring for a child costs $300,000.

by Matin Varshochi
6 Ways to Take Control of Your Finances

Good financial habits are key to bettering your personal finance. Controlling your money takes discipline and implementing effective practices. Not everyone will have control of their money, but steps can be taken to get there.

by Nailah Herbert
Pros and Cons of Having An Authorized User

Authorized users, like cosigners, should be carefully considered before adding them to a credit card account. If not, it can be a costly mistake and will likely ruin your credit score.

by Sha'Kreshia Terrell
3 Tips to Build and Improve Your Credit Score

Financial decisions like purchasing a cell phone or applying to rent an apartment or house will require you to have your credit score in good standing. A low credit score can also allow lenders to charge you a higher upfront cost or pay more money because you aren’t considered creditworthy.

by Matin Varshochi
Good Credit Can Make Your Life Easier

At some point in your life, there comes a time when you need to use your credit score to help you receive a line of credit or auto loan. Your credit score makes a vast difference in the interest rates attached to your borrowed money.

by Kathrina St Flavin
What is a Credit Ghost and How to Avoid Being One?

Credit ghosts are people who have no credit score, but they could improve their financial situation by building credit. Here's what is a credit ghost and what to know if you are one.

by Sha'Kreshia Terrell
How to Invest and Build Wealth Without College

Growing up, many parents emphasized getting a college degree after graduating from high school. Their main train of thought was a college degree would improve the chances of landing a high-paying job and begin wealth building, but nowadays, college is not a requirement for building wealth.

by CapWay
States Mandating Financial Literacy by 2023

The current school curriculum does not have any courses which discuss financial literacy. As a result, some states have begun implementing financial literacy courses into the curriculum, which will go into effect in 2023.

by Matin Varshochi
Latest Economic Report Says US Economy is Not in Recession

In a report released by the National Bureau of Economic Research (NBER), it was seen that the GDP level had reduced a second time, which is the usual indicator of a recession. However, despite the data showing a reduction in consumer spending, the NBER has announced they believe the economy is not in a recession.

by Matin Varshochi
Why Homeownership is an Important Wealth Building Factor

Homeownership is one of the most common forms of building wealth.

by Sha'Kreshia Terrell
U.S. Hourly Workers' Emergency Savings are Limited

Workforce payments platform Branch recently conducted a survey asking hourly workers in the United States about their financial situation. The purpose of this survey was to determine how well off these hourly workers are in the midst of the current economic climate, and the results were startling.

by Matin Varshochi
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