Results for "loan"220 results found.
Four Factors Behind a Possible 2022 U.S. Recession

Currently, due to various domestic and international events going on right now, the United States (U.S.) economy is performing poorly. From high gas prices to even higher inflation rates, some people are speculating the worst.

by Nailah Herbert
The Best Time to Buy a House

One of the biggest purchases a person can make is buying a home. Buying a new home is typically an excellent long-term investment; once the mortgage is paid off, you are left with a high-value asset under your name.

by Matin Varshochi
Housing Discrimination Widens the Homeownership Gap for Black Americans

The Black homeownership gap has increased by more than 30% since the height of the pandemic. That is higher than it was 60 years ago when racial discrimination in housing was legal.

by Sha'Kreshia Terrell
How to Start Your Real Estate Investment Journey

Owning an investment property can help you earn incremental cash, increase savings on your tax return and build generational wealth. Read on to learn the four key steps for beginners to buy an investment property.

by Pam Hill
Housing Market Cooling Down Due to High-Interest Rates

Since the COVID-19 pandemic, the housing market has continued to rise in value, although the economy has been in a recession. With the fear and uncertainty of the pandemic, many began purchasing homes, ultimately raising the average house price.

by Matin Varshochi
Nine Key Steps to Buying a Home

Buying a home is a big deal, so it is important to be financially prepared in advance. Here are nine steps to take to prepare yourself to become a homeowner.

by Shaun Morgan
Five Mistakes to Avoid When Starting a New Business

Making mistakes is inevitable when starting a new business and can be seen as a positive sign that learning is taking place. But you can cut down on avoidable mistakes by understanding and planning for the top five rookie mistakes that affect most new businesses.

by Pam Hill
How to Invest in Real Estate While Working Full Time

Having a day job and becoming a real estate investor isn't an either-or proposition. Dive into this article to learn more on how they can both be done successfully.

by Pam Hill
Graduate College Debt Free with These Five Tips

The current student loan debt in the United States is $1.7 trillion. However, there are many options to get through college without student loans. Below are five tips to help you graduate college without student loan debt.

by Shaun Morgan
Federal Reserve Announced Interest Rate Hike

On Wednesday, May 4, 2022, the Federal Reserve Bank announced they will be raising interest rates by a half-point. The rising rates have been at their highest point in more than 20 years, and the increased rates have caused the stock market to go into a frenzy, with the S&P 500 dropping by 3.5% the following day.

by Matin Varshochi
How to Transition from College to a Career

Making the transition from college to a career can be challenging. But most people make some huge mistakes while making this transition. Here's how to make a seamless transition.

by Shaun Morgan
Why Your Credit Score Matters When Purchasing a Home

Your credit score is used by lenders to determine your credit risk when it comes to borrowing money. The higher your credit score, generally speaking, the more you'll be able to borrow, and the lower your interest rate. That can save you thousands of dollars over the life of your loan. So, if you're looking to purchase a home, read on to learn how to optimize your credit score.

by Pam Hill
High Paying Jobs with No Degree Requirements

Not everyone wishes to attend a four-year university or pursue a bachelor's degree or higher; thus, they turn to jobs that do not have a post-secondary degree as a job requirement.

by Sheena Allen
Secured vs. Unsecured Credit Card

A secured credit card requires the cardholder to make a security deposit, whereas an unsecured credit card doesn't. Both can be a great tool for building a positive credit history and improving your credit score; each has its advantages and disadvantages.

by Pam Hill
How To Become Financially Savvy

To be financially savvy, you have to be in control of your money. You have to continually prioritize your finances and educate yourself on growing wealth.

by Sha'Kreshia Terrell

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