Currently, due to various domestic and international events going on right now, the United States (U.S.) economy is performing poorly. From high gas prices to even higher inflation rates, some people are speculating the worst.
by Nailah HerbertOne of the biggest purchases a person can make is buying a home. Buying a new home is typically an excellent long-term investment; once the mortgage is paid off, you are left with a high-value asset under your name.
by Matin VarshochiThe Black homeownership gap has increased by more than 30% since the height of the pandemic. That is higher than it was 60 years ago when racial discrimination in housing was legal.
by Sha'Kreshia TerrellOwning an investment property can help you earn incremental cash, increase savings on your tax return and build generational wealth. Read on to learn the four key steps for beginners to buy an investment property.
by Pam HillSince the COVID-19 pandemic, the housing market has continued to rise in value, although the economy has been in a recession. With the fear and uncertainty of the pandemic, many began purchasing homes, ultimately raising the average house price.
by Matin VarshochiBuying a home is a big deal, so it is important to be financially prepared in advance. Here are nine steps to take to prepare yourself to become a homeowner.
by Shaun MorganMaking mistakes is inevitable when starting a new business and can be seen as a positive sign that learning is taking place. But you can cut down on avoidable mistakes by understanding and planning for the top five rookie mistakes that affect most new businesses.
by Pam HillHaving a day job and becoming a real estate investor isn't an either-or proposition. Dive into this article to learn more on how they can both be done successfully.
by Pam HillThe current student loan debt in the United States is $1.7 trillion. However, there are many options to get through college without student loans. Below are five tips to help you graduate college without student loan debt.
by Shaun MorganOn Wednesday, May 4, 2022, the Federal Reserve Bank announced they will be raising interest rates by a half-point. The rising rates have been at their highest point in more than 20 years, and the increased rates have caused the stock market to go into a frenzy, with the S&P 500 dropping by 3.5% the following day.
by Matin VarshochiMaking the transition from college to a career can be challenging. But most people make some huge mistakes while making this transition. Here's how to make a seamless transition.
by Shaun MorganYour credit score is used by lenders to determine your credit risk when it comes to borrowing money. The higher your credit score, generally speaking, the more you'll be able to borrow, and the lower your interest rate. That can save you thousands of dollars over the life of your loan. So, if you're looking to purchase a home, read on to learn how to optimize your credit score.
by Pam HillNot everyone wishes to attend a four-year university or pursue a bachelor's degree or higher; thus, they turn to jobs that do not have a post-secondary degree as a job requirement.
by Sheena AllenA secured credit card requires the cardholder to make a security deposit, whereas an unsecured credit card doesn't. Both can be a great tool for building a positive credit history and improving your credit score; each has its advantages and disadvantages.
by Pam HillTo be financially savvy, you have to be in control of your money. You have to continually prioritize your finances and educate yourself on growing wealth.
by Sha'Kreshia Terrell