Purchasing a home is a big financial step. One of the most common words you will hear throughout your house buying process is pre-qualification and pre-approval. It's essential to know what these two terms mean when buying a home.
by Sha'Kreshia TerrellOn Jan. 24, 2022, the Internal Revenue Service (IRS) began accepting and processing 2021 income tax returns. During this period, individuals can begin their individual tax returns and can hope for a chance of receiving their tax returns within 21 days.
by Matin VarshochiThere are four common budgeting styles: the line budget, the 50/30/20 budget, the zero-based budget, and the envelope (cash) budget. Choosing a budget that best fits your lifestyle and financial situation is important. A budget can help you save, track spending, and build wealth.
by Shaun MorganFiling your taxes can be a stressful time, even more, if the budget is tight! Here are ten resources to research for tax season!
by Nadia C. VanderhallIntuit surveyed 8,000 people regarding whether they dream of becoming a small business owner. Out of the 8,000 people interviewed, 83 percent responded that the pandemic played a role in accelerating their plans to leave their jobs and open their businesses.
by Matin VarshochiMany Americans are struggling with handling their finances due to various reasons, and it’s starting to take a toll on their mental health. During the COVID-19 pandemic, mental health woes have increased in many young adults.
by Nailah HerbertA Uniform Gifts to Minors Act (UGMA) is an investment account for minors, allowing adults to give or transfer assets into the underage person’s account to help them save for college or be financially independent.
by Matin VarshochiNot all cities are as small business-friendly as others. If you’re looking to launch a company or relocate to a new area with your existing one, Atlanta could be a great option.
by Gwen PayneThe 401(k) is by far the most common retirement investment plan, but it isn't the only options. After reading this article you'll know exactly what to do, and how to invest for retirement, even if you don't have a 401(k).
by Shaun MorganThe current $3,600 Child Tax Credit payment will be expiring at the end of the year if Congress does not renew it. The tax credit could potentially return to $1,000 by 2025. If you wish to receive Child Tax Credit payments, you can apply one of two ways.
by Matin VarshochiChoosing between different investment vehicles can be exhausting, especially since there are so many. But assuming you've narrowed it down to a 401(k) and an IRA there are three questions that you can ask to help you consider which option to choose.
by Shaun MorganElon Musk allegedly violated one of the agreements in a pending securities lawsuit from 2018. According to the SEC, the co-founder of Tesla used his Twitter to provide financial information about the company that caused Tesla stock to increase.
by Sha'Kreshia TerrellSaving for retirement is essential for living a comfortable life after working for many years. Depending on the line of work, different types of Individual Retirement Accounts (IRAs) are available to help a person maximize their retirement savings.
by Matin VarshochiHolidays are incredibly emotional times, and the number one reason that we spend money is our emotions. Credit card rewards hacking is one of the best hacks for automating your savings.
by Shaun MorganFinancial freedom is achievable no matter how much debt you have and how much money you make. All you have to do is stay the course. Here are three simple steps that you can implement today to start your road to becoming debt-free and financially free.
by Sha'Kreshia Terrell