3 Ways to Check Your Credit Report for Free
- Amid Capital One and Equifax data breaches, knowing your credit is safe is becoming more challenging.
- As a result, it's a must to do an annual check, at minimum, to ensure everything is accurate and up to date on your credit report.
Amid Capital One and Equifax data breaches, knowing your credit is safe is becoming more challenging. As a result, it's a must to do an annual check, at minimum, to ensure everything is accurate and up to date on your credit report.
Here are three free ways to check your credit report.
Credit Karma
Credit Karma offers a free service to check and monitor your credit score. Credit Karma shows your credit report from two credit bureaus and alerts you when there are changes to your credit report.
Annual Credit Report
As required by law, you are entitled to obtain a free copy of your credit report annually from each of the three nationwide credit reporting companies–Equifax, Experian, and TransUnion. This free service will help you to track your credit yearly and accurately monitor your report.
Credit Card Company
Some credit card companies, such as Discover and American Express, offer a free service to check your credit report online or monthly. Many banks also offer free credit summaries with their credit products.