Redlining is a practice where mortgage lenders deny loans to people based on race or the racial makeup of their neighborhoods. The term comes from the National Housing Act of 1968 as part of the federal government's New Deal.
by Sheena AllenThe first step in making confident financial choices is to improve your relationship with your finances. Without this foundation, you can easily succumb to peer pressure and derail your financial fortunes.
by Ilona Limonta-VolkovaOne of the direst effects has been the financial impact that has resulted from job layoffs and mandated quarantines. The closing of bank branches across the United States reflects the economic impact many have had to endure.
by CapWayChildren are never too young to learn about finances. Shifting your mindset will ultimately help you mold your children's mindset to a wealth mindset. Here are my top three tips to help expose your child to wealth-building habits and ownership.
by Tammira LucasThe SBA, under the CARES Act, opened applications for the third round of PPP loans on January 13 at participating community financial institutions. All lenders will accept applications from January 19 through March 31, 2021.
by CapWayEveryone experiences career setbacks from time to time, and while it may seem like the end of the world right now, you will get through this! All you need is a good plan. Here are some financial tips to help you make ends meet and get back on your feet.
by Gwen PayneIt is time to discuss Black wealth when it comes to life insurance and creating a plan for yourself and your family. Even more, it is a time to shift the narrative from being only about death to instead shining a light on its generational benefits.
by Nadia C. VanderhallConversations about defunding the police have grown into a nationwide outcry after the tragic deaths of George Floyd and Breonna Taylor.
by Nailah HerbertMany of us are told by our teachers, counselors, and parents that college is the best choice. However, going to college is not for everyone. Choosing to attend college is a personal choice and should be considered an investment.
by Nailah HerbertThe protests are calling for a change in a system that is long overdue. If you can’t physically march amongst your allies, you still have the power to evoke change using your hard-earned dollars.
by CapWaySixty ($60) billion has been set aside for Community Banks and Smaller Credit Unions with the goal of funneling more money to small, rural, and minority-owned businesses.
by CapWayStix utilizes his platform to help build his hometown of Watts, California, into a thriving community by providing individuals and families with resources from financial education programs to charitable fundraising.
by Nailah HerbertFinancial educator Claressa Lesley, MBA, is the founder and CEO of Financial 411 Academy LLC, a company that promotes interactive financial literacy education among youth and young adults.
by Nailah HerbertAnthony Copeman is a Certified Financial Education Instructor (CFEI), founder and Chief Visionary of Financial Lituation, a digital platform to help young people reinvent their finances and reimagine their freedom.
by Nailah HerbertNadia Vanderhall is the founder of The Brands + Band$ Strategy Group. She is an expert marketer who merged her love for digital marketing and money to create a culturally-driven hub to impact change for both individuals and companies.
by Nailah Herbert