Credit ghosts are people who have no credit score, but they could improve their financial situation by building credit. Here's what is a credit ghost and what to know if you are one.

Having a day job and becoming a real estate investor isn't an either-or proposition. Dive into this article to learn more on how they can both be done successfully.

A secured credit card requires the cardholder to make a security deposit, whereas an unsecured credit card doesn't. Both can be a great tool for building a positive credit history and improving your credit score; each has its advantages and disadvantages.

Many parents add their children to their credit line as authorized users to help them establish a positive credit history. Here are the pros and cons of being added as an authorized user to someone's credit line.

At some point in your life, there comes a time when you need to use your credit score to help you receive a line of credit or auto loan. Your credit score makes a vast difference in the interest rates attached to your borrowed money.

Are you ready for your first credit card? Take a look at this simple quiz and find out!