Landlords perform credit checks to make sure that a rental applicant appears trustworthy and has a solid history of making payments on time. You can take several steps to pass your next rental credit check with flying colors.
by Pam HillThe Buy Now, Pay Later (BNPL) service is a new payment method that has become increasingly popular. Despite BNPL becoming more widespread amongst the younger generation, this program carries significant financial risks if the money isn’t paid back on time.
by Matin VarshochiFor savvy buyers, the holidays offer a great opportunity to find homes decked out in their holiday finery with few competing buyers and discounted prices.
by Pam HillCapWay invited Financial Therapist and Reiki Master Teacher, Steven M. Hughes to join Culture Meets Money to discuss financial therapy, why mental health matters in the Black community, and how money and mental health coincide.
by Nailah HerbertWe all need a place to call home. But rent prices, like most everything, seem to be rising ever higher. Here's how to know if your rent is not just high, but too high for you.
by Pam HillEveryone should regularly check their credit report. The difference between a soft inquiry and a hard inquiry can significantly impact your score. Here's what you should know about the difference between both.
by Sha'Kreshia TerrellIgnoring your student loan debt is not a good idea. Instead, start right now by making a plan to get out of student loan debt. The sooner you start the better. Here is how.
by Shaun MorganDebt collection agencies are infamous for how terribly they treat people. With some little-known facts, you can get through collections quickly and be much better off.
by Shaun MorganOkeeba Jubalo is the Founder and CEO of Okeeba Jubalo Fine Art Gallery, located in North Charleston, South Carolina, and is known as the South’s premier African American fine art gallery. As a special guest on Culture Meets Money, Okeeba Jubalo discussed how people could invest and profit from fine art.
by Nailah HerbertThere are pros and cons to both debit and credit cards. It’s important to understand how to use both cards so that you can have great financial health.
by Sha'Kreshia TerrellDuring the COVID-19 pandemic, many people were laid off from their jobs causing their expenses to become unaffordable. Many people were unable to purchase some necessities and desired products outright, which caused them to turn to the buy now, pay later (BNPL) program.
by Matin VarshochiCredit cards, debit cards and prepaid debit cards can all be used to make purchases. The best best choice for you depends on your spending goals and what you want to get out of the card.
by Pam HillCryptocurrency has become increasingly popular over the years. It has experienced many technological advances and had many ups and downs. During its peak, many people were investing in Bitcoin, Ethereum, and other altcoins. Although cryptocurrency had an initial purpose, the current market does not reflect its intentions, which is why some believe its real value was never $3 trillion.
by Matin VarshochiIf you own a credit card, it’s important to know how it works, and one of the perks of having a credit card is consumer protection. For example, you can dispute the charge with your credit card company if you have a billing error or fraudulent charge.
by Sha'Kreshia TerrellAppreciating and depreciating assets both serve an important role in your financial portfolio. Knowing the difference between the two and how to use each one to its greatest effect can maximize their value as you build your wealth.
by Pam Hill